State Bank provides you with peace of mind through our overdraft protection service – Commercial CheckLine. Linked to your business checking account, this overdraft protection enables you to meet your financial obligations while you are awaiting funds from others. Commercial CheckLine automatically protects any overdraft up to your approved/available credit limit. Commercial CheckLine has a low annual fee of $50 and competitive rates on borrowed amounts.

Terms
This is an unsecured open-end revolving line of credit. There is no maturity date. Customers activate their Commercial CheckLine account by overdrawing their account. Funds are advanced in increments of $100.00 up to their available credit line. CheckLine minimum is $5,000 and the maximum is $25,000.

To request information on these or any of our business products, click here. We also invite you to visit one of our branches and talk to a customer service representative.