Business Loans

In a successful banking relationship, there is an alliance that develops between banker and client that is based on trust, honesty of purpose and working together to achieve mutually compatible goals. At State Bank, our commercial lenders know the full array of short and long-term lending opportunities that are available and will work with you to structure a tailored loan program for your company.

Additionally, you will find that all lending decisions at State Bank are local- we are not encumbered by excess layers of management and we have the ability to respond quickly to any inquiry. Our ability to approve a loan request, once completed, can virtually take just a few days.

We offer a full line of commercial financing services that can be tailored to complement your business. They include:

Small Business Line of Credit: A revolving credit line that you decide how and when to use. Click here for more information.

Commercial Lines of Credit: This is typically short-term financing used to support your working capital requirements. Click here for more information.

Term Loans: Term loans are best suited for long-term financing of capital expenditures such as plant or office equipment over one to five years. Click here for more information.

Commercial Mortgages: When your financial needs involve real estate, State Bank has the experience to help get your plans off the ground. Click here for more information.

Government Agency Loans: We can also help you obtain financing from various Government Agencies. Click here for more information.

To request information on these or any of our business products, click here. We also invite you to visit one of our branches and talk to a customer service representative.