Business Revolving Line of Credit

One of the greatest challenges every business owner faces is finding the right financing.  Important decisions are made every day planning the future of your business, and wasted time often means wasted opportunity.

A State Bank Small Business Line of Credit can help your business avoid cash flow shortages. It can give your business a positive boost by providing the ready reserves you need when you need it.

Our Business Revolving Line of Credit gives you a real chance to pursue opportunities to grow your business.  We can provide the ready reserves to cover your company’s short-term and seasonal cash flow needs.

Our Business Revolving Line of Credit includes:

• Flexible Credit Lines:   You can borrow from $10,000 to $250,000.
• Quick Access: You decide how and when to use your credit line.  Accessing your credit line is as easy as transferring funds from your available line into your Business Checking account via our Business Online Banking service.  
• Competitive Rates:  We offer a variable rate based on the Bank's Base Rate plus a margin.
• Convenient Payments:   Your credit line features a 36 month revolving repayment plan.  Your minimum payment amount will be automatically deducted from your checking account monthly.  
• Easy to Apply:  You may obtain a simple Business Financing Application Kit at any of our convenient branches..

To request information on these or any of our business products, click here. We also invite you to visit one of our branches and talk the branch manager.