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State Bank now offers new and safer ways to collect and disburse funds, with the ability to protect the privacy of your banking information and stop unauthorized debits.

  • Positive Pay - We can help you mitigate the risk of check fraud by comparing the checks presented for payment on your account to a list of authorized checks that you supply via an issue file. Any unauthorized checks are referred back to you for follow-up
  • Universal Payment Identification Code (UPIC) - By utilizing a UPIC, your electronic payments can be secured and safely facilitated by masking confidential information such as your account number. Through utilization of this product, unauthorized debits can be prevented as well.

To request information on these or any of our business products, click here. We also invite you to visit one of our branches and talk to a customer service representative.








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