State Bank provides you with peace of mind through our overdraft protection service - CheckLine. Linked to your checking account, this revolving line of credit provides you with overdraft protection and a cash reserve to draw on, as you need. Whether it's a well deserved vacation or an emergency, CheckLine gives you the financial freedom to access instant cash by simply writing yourself a loan. It automatically protects any overdraft up to your approved/available credit limit. Best of all, CheckLine has no annual fees, no minimum balance requirement and no transaction charges. It costs you nothing until you use it.

Terms
This is an unsecured open-end revolving line of credit. There is no maturity date. Customers activate their CheckLine account by either overdrawing their account or by using a special voucher to borrow against their credit line. Funds are advanced in increments of $50.00 up to their available credit line. CheckLine minimum is $250 and the maximum is $25,000.

To request information on these or any of our consumer products, click here. We also invite you to visit one of our branches and talk to a customer service representative.